COOPERATION
Since we are already in business, our primary objective will be to facilitate co-operation and joint-venture project in this expanding banking and finance sector of Ghana's economy with serious parties from anywhere in the world .

Given the current stable economic and business climate in Ghana, we are ready to have discussion with finance companies on topics of mutual benefits.

JOINT VENTURE OPTIONS/SHARE RATIO
Such a joint venture situation can be the incorporation of a new limited liability company with both parties holding shares of e.g. 50/50: 75/25: etc. Other joint venture options can be achieved through

(A)negotiations between parties or
(B)determined by the relative contributions of the shareholders or
(C) representative etc. Foremost Finance Ghana Limited's contribution will be both tangible and intangible since it is a registered company already in business. It has many pluses, connectors, goodwill, contacts, privileges, etc. within the GHANAIAN ENVIRONMENT which will be difficult or impossible to quantify in monetary or financial terms , in addition to it's financial contribution.

INCENTIVES AND BENEFITS FOR THE INVESTOR
Apart from specific incentives and benefits such as exemption from import duties, sales tax or excise duties on the plant, machine, equipment etc, etc there are provisions relating to investment guarantees, transfer of capital, profits and dividends. There are other provisions on guarantee against expropriation, dispute settlement procedures, immigrant, quota, technology transfer agreement etc.

FAIR PLAY
Good faith and fair play are very vital watchwords and Foremost Finance Ghana Limited believes that any viable co-operation with a foreign or Ghanaian living abroad with access to foreign financial resources must be predicated on honesty, transparency and full disclosure.

IMMIGRATION SERVICE SUPPORT FOR INVESTORS
The Ghana Immigration Service (GIS) supports the Government's declared policy of the 'Golden Age of Business?. The new Immigration Law, Act 573, 2000 makes provision for long term Residence and Indefinite Stay for foreigners in Ghana in recognition of their contribution . to the economy of Ghana.

PROTECTING INVESTORS (2006)
The indicators below describe three dimensions of investor protection: transparency of transactions (Extent of Disclosure Index), liability for self-dealing (Extent of Director Liability Index), shareholders? ability to sue officers and directors for misconduct (Ease of Shareholder Suits Index) and Strength of Investor Protection Index. The indexes vary between 0 and 10, with higher values indicating greater disclosure, greater liability of directors, greater powers of shareholders to challenge the transaction, and better investor protection.

Indicator Ghana Region OECD
DisclosureIndex------------------- 7 --4.4 --6.3
Director Liability Index----------- 5 --4.5 --5.0
Shareholder Suits Index--------- 6 --5.2 --6.6
Investor Protection ---------------6 --4.7 --6.0
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BENEFITS OF THE INVESTMENT
All investors in the country have an assurance of their investments being protected by the laws of Ghana and are free to repatriate (send back) their earnings anytime.
You will be entitled to some exemptions on importation of equipments and capital goods into the country and also, you will be entitled to residential and work permit if needed. Since, great business relationships and results are not achieved in one day, it is expected that such an opportunity will be respected and utilized to the optimum benefit of both parties.